Micah,
In reality, the degree is not the factor that will create higher reimbursements, (at least in my experience as a former LPC and now a Licensed Clinical Psychologist). Insurance companies consider the licensure, not necessarily the degree. For example, I was licensed in VA with as an LPC with a master's degree. If my later earned doctorate degree would have been in Counseling (not Clinical Psych) insurance companies would not have allowed higher reimbursements. My degree in Clinical Psych AND subsequent licensure as a Clinical Psychologist was the sole reason for higher reimbursement. It is true that the doctorate degree may open more doors for you regardless of area, but I recommend the Clinical Psych doctorate if and licensure as a psychologist if reimbursements are a consideration.
Randy